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Insurance Recovery and Counseling

Risk is a defining challenge for business today. Insurance, a long-established mechanism for transferring risk, often serves as the last defense against substantial, even ruinous, risk for companies and their directors. Accordingly, insurance is under increasing scrutiny by senior management and board members.

Our global Insurance Recovery and Counseling team assists policyholders in managing and mitigating risk by maximizing insurance recoveries and optimizing insurance arrangements. Our team is familiar with the full spectrum of issues policyholders face, from the traditional (such as product liability claims and property/business interruption losses) to the modern (such as cyber-attacks and data liability). We provide integrated, creative solutions, as our client’s economic activities grow globally and intersect with increasingly complex liability and regulatory regimes.

Our lawyers are committed to enhancing and enforcing the rights of policyholders, free from the conflicts of interest faced by many law firms because of their ongoing representation of insurers. Our firm faces no such limitation and our lawyers implement insurance strategies which seek to optimize policyholder’s interests, whether advising on coverage terms at the policy renewal stage, assisting with incident response and claims submission, or representing policyholders across the globe in mediation, litigation or arbitration.  

Recovery

Our firm has recovered tens of billions of dollars in the US alone, and additional recoveries around the world, on insurance claims for policyholder clients. Our approach for maximizing recoveries rests on three key propositions:

  1. We provide a policyholder advantage: Engaging our lawyers, who have experience drawn from thousands of policyholder engagements, levels the playing field for the policyholder against an experienced and well-funded insurance bar and industry.
  2. We focus on holding insurers accountable: We reinforce the notion that policyholders have the right to be treated fairly and insist that insurers honor their contractual commitments, and we hold insurers accountable to a judge, jury, or other adjudicator if they do not. 
  3. We create efficiencies: Our lawyers are dedicated to delivering the highest quality services in an efficient and cost-effective manner. We develop targeted settlement tactics that leverage our policyholder advantage, deploy project management technologies in pursuing litigation, and embrace alternative fee arrangements.
Counseling

Some of our most value-added work comes before a claim or loss arises. Our lawyers, often working with colleagues in other practices, help mitigate risk by analyzing and enhancing insurance contract terms and advising on captive insurance arrangements. In assessing insurance policies, we look not only at the specific contract terms, but the larger context, knowing from first-hand experience how policy language actually is applied in coverage battles.

Transactions and Related Matters

We have substantial experience advising clients on the transferability of insurance coverage rights in the context of mergers, acquisitions, and other types of corporate transactions. We also routinely assist clients in transferring deal-related risk to insurers through the use of representation and warranty insurance and other insurance products offered in the transactional risk insurance market.

Additional Thought Leadership Pages
17 October 2024
K&L Gates Ranked in Chambers UK 2025 Guide
Rankings & Recognitions
27 March 2024
K&L Gates Recognised in 2024 Edition of The Legal 500 EMEA
Rankings & Recognitions
14 March 2024
K&L Gates Ranked in 2024 Chambers Europe Guide
Rankings & Recognitions
15 February 2024
Chambers Global 2024 Guide Ranks K&L Gates Lawyers, Practices
Rankings & Recognitions
19 October 2023
K&L Gates Ranked in Chambers UK 2024 Guide
Rankings & Recognitions
16 March 2023
K&L Gates Recognized in 2023 Chambers Europe Guide
Rankings & Recognitions
16 February 2023
K&L Gates Recognized in 2023 Chambers Global Guide
Rankings & Recognitions
24 October 2022
K&L Gates Recognized in Chambers UK 2023 Guide
Rankings & Recognitions
17 March 2022
K&L Gates Recognized in 2022 Chambers Europe Guide
Rankings & Recognitions
17 February 2022
K&L Gates Recognized in 2022 Chambers Global Guide
Rankings & Recognitions
25 March 2021
K&L Gates Recognized in 2021 Chambers Europe Guide
Rankings & Recognitions
24 February 2021
K&L Gates Recognized in 2021 Chambers Global Guide
Rankings & Recognitions
6 January 2021
K&L Gates Furthers Growth of Litigation Practice with Paris Partner Addition
Press Release, Practice & Regional News
17 February 2016
K&L Gates Names 50 New Partners
Press Release

Chambers

Ranked by Chambers USA for Insurance in Pennsylvania, 2024

Ranked by Chambers USA for Insurance nationally, 2024

Legal 500

Ranked by The Legal 500 United Kingdom for Insurance litigation: for policyholders in London, 2025

Ranked by The Legal 500 United States for Insurance: Advice to policyholders, 2024

Ranked by The Legal 500 United Kingdom for Insurance litigation: for policyholders in London, 2023

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