REPRESENTATIVE EXPERIENCE
Jeremy M. McLaughlin
Counseled various cryptocurrency and fintech companies regarding laws related to payments and banking, including state "money transmitter" laws, federal anti-money-laundering and "money service business" laws, the Electronic Funds Transfer Act and Regulation E, payment association rules, consumer credit laws, state gift certificate laws, state unclaimed property, state and card network surcharge rules, and escheat laws.
Represented investors, investment firms, and other companies in the M&A process in executing regulatory due diligence on consumer financial services laws, including those implicated by companies offering payments, e-commerce, fintech, digital asset, and retail banking products.
Advised digital asset exchange businesses on the implication of federal and state consumer financial services laws, securities laws, and commodity derivative laws.
Represented multiple startup clients in corporate and regulation work, including fintechs, stablecoin and NFT issuers, DAOs, DeFi protocols, custodial and noncustodial wallet providers, and mining companies.
Advised depository, nondepository, and other financial services companies on the applicability of consumer financial services laws such as those governing tax refund anticipation loans, authorized agents and delegates for payment companies, check cashing, and escrow and lender licensing. Created surveys of such laws.
Represented a public defender's office in submitting an amicus brief to the US Supreme Court, arguing against the constitutionality of certain state statutes of limitations claims arising under 42 USC Section 1983 actions.
Counseled various companies regarding laws related to virtual currency, including state “money transmitter” laws, federal anti-money-laundering and “money service business” laws, and state and card network surcharge rules.
Represented a venture capital firm in investment in a cryptocurrency platform offering an institutional-grade lending infrastructure to interoperate with decentralized finance protocols (DeFi).
Represented an international stablecoin issuer in designing and launching stablecoins, navigating state and federal money transmission laws.
Aided an Australian cryptocurrency broker to obtain money transmission licenses in all 50 states.
Developed terms of service and policies for virtual currency companies.
Counsel and aid several clients in navigating or avoiding money transmitter laws, including by providing a state-by-state survey.
Advised a game developer on the design of its mobile application, including implications laws governing gaming, money services, and securities.