Phoebe Winder focuses her practice on bankruptcy consumer finance matters. As a member of the firm’s consumer financial services and financial services litigation practice groups, Ms. Winder has represented a variety of servicers, lenders, and other financial institutions in connection with consumer bankruptcy practices. Ms. Winder currently serves as national bankruptcy coordinating counsel for several of the largest mortgage banking servicers. Ms. Winder’s recent representations include the following:
In addition to her bankruptcy work, Ms. Winder has over 20 years of experience in litigating cases arising under the Truth in Lending Act, the Real Estate Settlement Procedures Act, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, state unfair and deceptive practice statutes, and common law. Ms. Winder has handled lawsuits involving a wide array of origination, servicing, and foreclosure practices, including assignments of mortgage and standing to foreclose, adequacy of proofs of claim filed by mortgage creditors, various disclosure requirements, yield spread premiums, predatory lending practices, priority of secured creditors, property attachments, title disputes, and consumer lending statutes and regulations.