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Our Consumer Financial Services Watch blog focuses on news and developments related to consumer financial products and services.

K&L Gates maintains one of the most prominent global financial services practices—with lawyers representing diversified financial services institutions and their affiliated service providers. The Consumer Financial Services practice divides its work among transactional, regulatory compliance, government enforcement, licensing and approvals, public policy and governmental affairs, and litigation (including class action defense). Recently, we were named as a "Standout" law firm for Securities & Finance Litigation in BTI Consulting Group’s 2015 Litigation Outlook survey. With an exceptional depth of knowledge and experience, the group leads the way in assisting clients with navigating the complex array of federal and state laws that regulate their businesses, structuring transactions, and defending private and government actions.

Our presence in Washington, D.C. enhances our ability to work with the various federal agencies that supervise financial service providers. Our close proximity to those agencies is particularly useful in our efforts to obtain agency approvals and defend against administrative enforcement actions.

Complementing our strength within the United States, our Australian Consumer Financial Services team has a wealth of experience in this diverse area of law, assisting local and overseas banks, lenders, corporate borrowers, wealth managers and financial service intermediaries. Our team in Australia focuses on regulatory and financial services matters, consumer financial services and payment systems.

Collectively, our clients represent a cross-section of the financial services industry, including traditional financial services companies (such as depository institutions, mortgage lenders, auto lenders, consumer finance companies, student lenders, credit card issuers, loan servicers, broker dealers, payday lenders, investment banks, money services businesses, prepaid card issuers and sellers, and payment systems providers), as well as non-financial companies that might incidentally provide financial services to their customers (such as homebuilders, retailers, title insurers and agencies, real estate brokers, relocation service companies, online financial service aggregators, insurance companies, and technology companies).

We also represent companies that support the consumer financial services industry, but which do not provide services directly to consumers. For example, we represent broker-dealers, venture capital firms and hedge funds that invest in providers of consumer financial services, rating agencies, vendor and appraisal management companies, technology vendors to the financial services industry, and document preparation companies.

Areas of Practice

NameTitleOfficeContact
Partner
P +1.617.261.3119
Partner
P +1.415.249.1014
Partner
P +1.617.951.9059
Partner
P +49.(0)30.220.029.415
Partner
P +61.3.9640.4338
Lawyer
P +61.3.9205.2086
Partner
P +1.202.778.9181
Counsel
P +1.202.778.9288
Partner
P +1.704.331.7453
Partner
P +1.617.261.3126
Partner
P +1.617.261.3152
Practice Area Leader - Litigation
P +1.617.951.9154
Partner
P +44.(0)20.7360.8211
Partner
P +1.617.261.3107
Counsel
P +1.617.261.3242
Partner
P +1.305.539.3378
Associate
P +1.202.778.9280
Partner
P +1.617.261.3162
Senior Associate
P +61.3.9640.4324
Associate
P +1.415.882.8230
Partner
P +1.617.261.3134
Partner
P +1.202.778.9363
Partner
P +1.617.261.3124
Of Counsel
P +1.202.778.9065
Associate
P +1.617.951.9155
Partner
P +1.202.778.9055
Partner
P +1.212.536.3928
Associate
P +1.214.939.5406
Associate
P +1.617.951.9070
Partner
P +1.617.951.9134
Partner
P +1.704.331.7512
Partner
P +1.617.261.3257
Counsel
P +48.22.653.4214
Associate
P +1.412.355.8398
Partner
P +1.617.261.3196
Associate
P +48.22.653.4306
Showing 1-10 of 52 results
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Enforcement
Represented nationwide mortgage company in an investigation by multistate mortgage committee, resulting in settlement with 35 states regarding compliance with state mortgage licensing and regulatory requirements.
Represented banks in supervisory and enforcement matters with prudential bank regulators involving allegations of unfair and deceptive acts and practices.
Represented student lender in fair lending examination by the CFPB.
Represented 11 mortgage lenders in defending investigations by the DOJ/U.S. Attorney’s Offices and the U.S. HUD Office of Inspector General under the False Claims Act and the Financial Institutions Reform, Recovery, and Enforcement Act related to the origination and underwriting of FHA-insured loans and the filing of claims on such loans.
Represented numerous mortgage lenders and servicers in defending enforcement proceedings by HUD involving allegations of noncompliance with FHA regulations regarding the origination and servicing of FHA-insured loans.
Defended mortgage lender in HUD investigation and settlement involving claims of discrimination in mortgage pricing and underwriting.
Represented depository institution in CFPB fair lending examination of indirect auto lending practices. Work included collaborating closely with economists to develop statistical models, assisting with evaluation of business practices and developing factual, legal, and analytical defenses.
Defended a national lender in state attorneys general investigations alleging unfair and deceptive trade practices in the making of mortgage loans.
Represented mortgage loan servicers in connection with enforcement actions by state banking departments alleging violations of state law.
Represented national loan servicers in foreclosure-related investigations and examinations by HUD, the FRB, the OCC, the OTS, the DOJ, the FTC, and 50 state attorneys general.