Mr. Bingham is a Partner in the Chicago office of K&L Gates LLP and a member of the firm’s Finance Practice Area. He represents borrowers and lenders in secured and unsecured financing transactions, including term loans, private note placements, mezzanine loans, revolving loans, guarantees, security agreements and letters of credit.. He advises clients in all aspects of debtor/creditor law, including, without limitation, Article 9 of the Uniform Commercial Code and the United States Bankruptcy Code.
Mr. Bingham also regularly represents purchasers and sellers of loans, accounts receivable and other financial assets pursuant to revolving and term securitization structures. He has advised investors and financial guarantors in private placements of notes secured by “future flows” of cash between US banks and banks located in emerging markets, including Latin America and Central Asia.
Prior to joining K&L Gates LLP, Mr. Bingham was a Partner in another international law firm. Before admission to the bar, Mr. Bingham spent several years in California’s Silicon Valley, first as a commercial loan officer for a local bank and later as the credit manager of a national computer distributor.