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David D. Christensen

Partner
+1.617.951.9077
Fax +1.617.261.3175
David Christensen is a partner in the Boston office of K&L Gates and has extensive experience in complex commercial litigation. Mr. Christensen concentrates his practice in consumer finance litigation matters and is a member of the firm’s Financial Institution and Services Litigation group and the Class Action Litigation Defense group. Mr. Christensen has experience representing mortgage lenders and servicers, banks, and other financial institutions in suits involving claims under various federal and state consumer statutes, including the Truth in Lending Act, the Real Estate Settlement Procedures Act, the Fair Debt Collection Practices Act, the Equal Credit Opportunity Act, the Fair Housing Act, the Fair Credit Reporting Act, the Racketeer Influenced and Corrupt Organizations Act, the Servicemembers Civil Relief Act, and the Americans With Disabilities Act, as well as suits based on the Treasury’s Home Affordable Modification Program.

Professional/Civic Activities

  • New Hampshire Bar Association
  • Defend national mortgage servicer in class action alleging violations of state and federal law, including TILA and RICO, in connection with the placement of lender-placed hazard insurance
  • Defend national mortgage servicer in a series of class actions alleging violations of the FDCPA (and its state equivalents) and state consumer protection statutes, including California’s Unfair Competition Law, as well as claims for breach of contract, negligence, and promissory estoppel, arising out of claims that borrowers failed to receive permanent loan modifications under the federal Home Affordable Modification Program (HAMP)
  • Defend mortgage lenders in class actions alleging breach of contract, fraud, and violations of California’s Unfair Competition Law and of TILA arising from the origination and funding of option ARM loans
  • Defend national home builder and its affiliated mortgage company in class action alleging violations of Section 8 of RESPA in connection with discounts offered to home buyers
  • Defend national mortgage lender in class actions alleging violations of RESPA, RICO, and state consumer protection statutes, and for fraud, civil conspiracy and unjust enrichment in connection with a joint venture affiliated business arrangement
  • Defend mobile wireless company in various class action and individual litigation alleging breach of contract, negligence, and violations of state consumer protection statutes, including disputes concerning the assessment of surcharges and the number porting requirements of the Federal Communications Commission
  • Defend national mortgage lender in class action alleging discriminatory lending practices and violations of Equal Credit Opportunity Act, Fair Housing Act, and Civil Rights Act
  • Defend national mortgage servicers in various foreclosure-related lawsuits
  • Defend financial institution in putative class action alleging violations of the federal Americans with Disabilities Act
  • Represent Ireland-based venture capital firm in complex business dispute